🟠 M-Pesa meets blockchain

Plus: 🇬🇭 Ghana brings crypto into its regulatory perimeter with a new VASP law; 🇿🇦 South Africa’s central bank says CBDCs matter — just not right now
Regulatory frameworks, compliance regimes and government policy shaping digital finance across Africa.

Plus: 🇬🇭 Ghana brings crypto into its regulatory perimeter with a new VASP law; 🇿🇦 South Africa’s central bank says CBDCs matter — just not right now

Parliament’s approval of the Virtual Asset Service Providers Bill gives regulators legal authority over crypto activities, ending years of policy ambiguity.

The IMF says stablecoin issuance has grown to $300 billion in 2025, but increased adoption poses financial risks if left unchecked.

The bank sees no need to deploy a retail CBDC anytime soon, but it will explore wholesale options.

Adoption is on the rise, but with increased adoption comes financial stability risks that the bank is now looking to counteract.

Plus: 🇬🇭 Ghana to deploy blockchain to track gold and curb illegal mining; 🇲🇦 Morocco publishes draft crypto rules.

SARB said the absence of a complete regulatory framework for crypto assets and stablecoins remains a key vulnerability in South Africa’s financial system.

The new rules establish a licensing regime for VASPs and bring them under the purview of BAM and AMMC

Plus: 🇿🇦 USD stablecoins can undermine African monetary sovereignty — SARB Governor